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  Patriot Risk & Insurance Services, Inc
100 Spectrum Center Drive, Suite 400
Irvine, CA 92618
(949) 486-7900 office
(888) 853-8521 toll free
(949) 486-7950 fax
 
 
     
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Acceptance of Contract Terms
The following are terms of a legal agreement between you and Patriot Risk & Insurance Services Inc. ("Patriot Risk & Insurance Services"). By accessing, browsing and/or using this site ("Site"), you acknowledge that you have read, understood, and agree, to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this Site. The material provided on this Site is protected by law, including, but not limited to, United States Copyright Law and international treaties. This Site is controlled and operated by Patriot Risk & Insurance Services from its offices within the United States. Patriot Risk & Insurance Services makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. Any claim relating to, and the use of, this Site and the materials contained herein is governed by the laws of the state of California.

Use Restrictions
The copyright in all material provided on this Site is held by Patriot Risk & Insurance Services or by the original creator of the material. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Patriot Risk & Insurance Services or the copyright owner. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only, provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded and printed materials. You also may not, without Patriot Risk & Insurance Services's permission, "mirror" any material contained on this Site on any other server. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

U.S. Government Restricted Rights
The materials on this Site are provided with "RESTRICTED RIGHTS." Use, duplication, or disclosure by the Government is subject to restrictions as set forth in applicable laws and regulations. Use of the materials by the Government constitutes acknowledgment of Patriot Risk & Insurance Services's proprietary rights in them.
  Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL PATRIOT RISK & INSURANCE SERVICES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF PATRIOT RISK & INSURANCE SERVICES OR A PATRIOT RISK & INSURANCE SERVICES AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Other Important Information
Patriot Risk & Insurance Services is committed to working with you to obtain a fair resolution of complaints or concerns about privacy. Patriot Risk & Insurance Services complies with data protection laws in the countries in which we do business, and we cooperate with data protection authorities and law enforcement agencies.

Our Transmissions
Any material, information or idea you transmit to or post on this Site by any means will be treated as non-confidential and non-proprietary, and may be disseminated or used by Patriot Risk & Insurance Services or its affiliates for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products and services. Notwithstanding the foregoing, all personal data provided to Patriot Risk & Insurance Services Online will be handled in accordance with Patriot Risk & Insurance Services's Online Privacy Practices. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other material that could give rise to any civil or criminal liability under the law.

Term of Use Revisions
Patriot Risk & Insurance Services may at any time revise these Terms of Use by updating this posting. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound.







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California Insurance License No. OG-55454
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